DISCLAIMER, TERMS, AND CONDITIONS

INO.com, Inc., a Maryland corporation (referred to hereafter as 'INO'), offers a subscription-based service known as Drift Trader. Completing the free or paid registration process indicates that you agree to be bound by all of the terms in this Subscriber Agreement. Please print and keep a copy of this Agreement. INO may change the terms in this Subscriber Agreement with or without notice. If you disagree to be bound by the changes, you should discontinue your use of Drift Trader and cancel your free or paid subscription.

PRIVACY OF INFORMATION

Please review our privacy statement, which also governs your use of INO.com, to understand how we collect and use information about you.

FEES, PAYMENTS, AND TERMINATION

Test Drive - Free Subscription

As a free Drift Trader subscriber, you will have limited access to product features. There is no cost for this subscription level. However, sponsors may help offset INO's cost through advertisements.

Personal information tendered to INO is used for a number of reasons, including the fulfillment of orders, the fulfillment of subscriptions, delivery of customer-requested email services, design and maintenance of INO's custom portfolio services, and when you request information from one of our advertising clients. This can only happen when you click to accept a special offer in a promotional email from INO or sign up for a free test drive with an advertiser sponsorship. This information is then passed along to our advertising client for them to fulfill your order or request.

Paid Subscription

A paid subscription will unlock all Drift Trader product features and services. You are bound by the terms set forth on the offer-specific checkout page, and your subscription will automatically renew at the agreed-upon billing frequency and cost.

To Cancel

Subscribers can cancel through the account management page or by contacting our support team ([email protected]) before the renewal date. After canceling, the subscription will expire at the end of the current billing period. We do not offer refunds (prorated or otherwise).

Comments & Subscriber Chat

Drift Trader will not tolerate obscene or threatening messages posted in the subscriber area. Any comments that use profanity or vulgar language will be removed without notice. INO will terminate subscriber access if a user refuses to comply with subscriber agreement guidelines.

Comments submitted to INO in the form of community posts, chat messages, or emails may be used in marketing and promotional materials. Identifying information will be limited to the subscriber's first name and last initial.

COPYRIGHT AND LIMITATIONS ON USE

Only one individual may access Drift Trader simultaneously using the same account unless otherwise agreed upon by INO. The content available through Drift Trader is the property of INO or its licensors and is protected by copyright, trademark, and other intellectual property laws.

Drift Trader content may be displayed, reformatted, and printed for your personal, non-commercial use only. You agree to access the information available on Drift Trader manually by request and not programmatically by macro or other automated means. You agree not to reproduce, retransmit, distribute, display, disseminate, sell, publish, broadcast or circulate the content received through Drift Trader to anyone, including but not limited to others in the same company or organization, without the express prior written consent of INO.

ACCESS, AVAILABILITY OF SERVICE, AND LINKS

Drift Trader may contain links to other related websites and resources of INO. Since INO is not responsible for the availability of these outside resources or their contents, you should direct any concerns regarding any external link to the site administrator or Webmaster of such site.

INO reserves the right to discontinue Drift Trader based on circumstances beyond our control.

DISCLAIMER OF WARRANTIES AND LIABILITY

Drift Trader provides financial information to online investors using unique, interactive analysis tools. It also offers various quotes, charts, analyses and data downloads. INO and its content licensors do not guarantee the accuracy, completeness or timeliness of, or otherwise endorse, these offerings, give tax or investment advice, or advocate the purchase or sale of any security or investment. Due to the number of sources from which content in Drift Trader is obtained, and the inherent hazards of electronic distribution, there may be delays, omissions or inaccuracies in such content.

INO.COM, INC. AND ITS AFFILIATES, AGENTS AND LICENSORS PROVIDE DRIFT TRADER ON AN 'AS IS' BASIS AND DO NOT WARRANT THE ACCURACY, COMPLETENESS, CURRENTNESS, NONINFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE CONTENT. YOU HEREBY ACKNOWLEDGE THAT USE OF DRIFT TRADER IS AT YOUR SOLE RISK. NEITHER INO OR ANY OF ITS AFFILIATES, AGENTS OR LICENSORS SHALL BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS OR INJURY CAUSED IN WHOLE OR PART BY ITS NEGLIGENCE OR CONTINGENCIES BEYOND ITS CONTROL IN PROCURING, COMPILING, INTERPRETING, REPORTING OR DELIVERING DRIFT TRADER. IN NO EVENT WILL INO, ITS AFFILIATES, AGENTS OR LICENSORS BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE ON SUCH CONTENT OR DRIFT TRADER. INO AND ITS AFFILIATES, AGENTS AND LICENSORS SHALL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DAMAGES OTHER THAN DIRECT DAMAGES (INCLUDING, WITHOUT LIMITATION, CONSEQUENTIAL, SPECIAL, PUNITIVE, INCIDENTAL, INDIRECT, OR SIMILAR DAMAGES) EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOU AGREE THAT THE LIABILITY OF INO, ITS AFFILIATES, AGENTS AND LICENSORS, IF ANY, ARISING OUT OF ANY KIND OF LEGAL CLAIM (WHETHER IN CONTRACT, TORT OR OTHERWISE) IN ANY WAY CONNECTED WITH INO OR THE CONTENT IN DRIFT TRADER SHALL NOT EXCEED THE AMOUNT YOU PAID TO INO FOR THE USE OF DRIFT TRADER IN THE TWELVE MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO SUCH CLAIM. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

U.S. Government Required Disclaimer - Commodity Futures Trading Commission

CFTC RULE 4.41 - HYPOTHETICAL OR SIMULATED PERFORMANCE RESULTS HAVE CERTAIN LIMITATIONS. UNLIKE AN ACTUAL PERFORMANCE RECORD, SIMULATED RESULTS DO NOT REPRESENT ACTUAL TRADING. ALSO, SINCE THE TRADES HAVE NOT BEEN EXECUTED, THE RESULTS MAY HAVE UNDER-OR-OVER COMPENSATED FOR THE IMPACT, IF ANY, OF CERTAIN MARKET FACTORS, SUCH AS LACK OF LIQUIDITY. SIMULATED TRADING PROGRAMS IN GENERAL ARE ALSO SUBJECT TO THE FACT THAT THEY ARE DESIGNED WITH THE BENEFIT OF HINDSIGHT. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFIT OR LOSSES SIMILAR TO THOSE SHOWN.

Investing and trading carries a level of risk and no system or methodology has ever been developed that can guarantee profits or ensure losses. All trades, patterns, charts, and strategies discussed in this advertisement, on product materials, and on the website are for illustrative purposes only. Do NOT use this information as specific advisory recommendations. No representation is being made that using Drift Trader’s scan or alerts will generate profits. It is up to YOU to conduct your own research and consult a licensed financial advisor prior to making an investment.

This material is not an offering, recommendation, or solicitation of an offer to buy or sell securities that show up on our scan or that are discussed. DO NOT trade with money you can’t afford to lose. Nothing presented is intended to constitute legal or tax advice - always contact a licensed professional.

Testimonials and examples are exceptional results, which do not apply to the average user, and are not intended to represent or guarantee that anyone will achieve the same or similar results.

The data, prices, and charts are presented for information purposes and should not be relied upon for trading or investing purposes. INO.com is not liable for any errors, omissions, or other defects in the data or presented information.

INDEMNIFICATION

You hereby indemnify, defend and hold harmless INO and all officers, directors, owners, agents, information providers, affiliates, licensors and licensees (collectively, the 'Indemnified Parties') from and against any and all liability and costs, including, without limitation, reasonable attorneys' fees, incurred by the Indemnified Parties in connection with any claim arising out of any breach by you of this Agreement or the foregoing representations, warranties and covenants. You shall cooperate as fully as reasonably required in the defense of any such claim. INO reserves the right, at its own expense, to assume the exclusive defense and control of any matter subject to indemnification by you.

REGISTRATION AND SECURITY

As part of the registration process, you will be issued a password. You are also required to give us certain registration information, all of which must be accurate and updated. Failure to comply with the foregoing shall constitute a breach of this Agreement, which may result in immediate termination of your account. You shall be responsible for maintaining the confidentiality of your password.

You shall notify INO (contact support) of any known or suspected unauthorized use(s) of your account, or any known or suspected breach of security, including loss, theft, or unauthorized disclosure of your password. If you believe someone has accessed your Drift Trader account using your information without your authorization, you must contact INO Monday - Friday 9 AM - 5 PM (ET) at 1-800-538-7424.

You are responsible for all usage or activity on your Drift Trader account, including use of the Drift Trader by any third party authorized by you to use your password. Any fraudulent, abusive, or otherwise illegal activity may be grounds for termination of your account, at INO's sole discretion and INO may refer you to appropriate law enforcement agencies.

MISCELLANEOUS

This Agreement is personal to you, and you may not assign your rights or obligations to anyone. If any provision in this Agreement is invalid or unenforceable under applicable law, the remaining provisions will continue in full force and effect. This Agreement, your rights and obligations, and all actions contemplated by this Agreement shall be governed by the laws of the State of Maryland. You consent to the exclusive jurisdiction and venue of courts in the State of Maryland, USA.

INO's TERMS OF USE are hereby incorporated as part of this Subscriber Agreement. By agreeing to these terms, you also agree to abide and be bound by INO's Terms of Use.